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  WEBSITE TERMS AND CONDITIONS OF USE Welcome to Femendos Financial Services! These terms and conditions ("Terms") govern your use of our website located at https://femendos.in/ ("Website"). By accessing or using our Website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our Website. User Eligibility By using our Website, you represent and warrant that you are at least 18 years of age and have the legal capacity to enter into a binding agreement. If you are using our Website on behalf of a company or organization, you represent and warrant that you have the authority to bind that company or organization to these Terms. Intellectual Property Rights All content on our Website, including text, graphics, logos, images, videos, and software, is the property of Femendos Financial Services and is protected by intellectual property laws. You may not use, reproduce, distribute, or modify any content from our Website